Flexible payment options
We’ve made vacation budgeting easier with payment plans and no-interest options
 
Pay over time with a monthly payment plan, courtesy of Flex Pay*
 
  • Depart as soon as 11 days from when you book
     
  • Any cruise line
    Sail where you want on any of your favorite cruise lines
  • Easy application
    Receive a quick decision before you book your cruise
  • Simple autopay
    You don’t have to remember payment dates
Carnival Cruise Line
Pay $0 down on select sailings

Search Carnival cruises
Select “Pay Monthly” when you check out.
 
Exclusive
Defer your cruise payment with no interest or approval†
 
  • For sailings departing in 4+ months
     
  • Most major cruise lines
    Sail on Carnival, Royal Caribbean, Norwegian, Celebrity, Princess, or Holland America
  • No approval process
    Everyone is eligible, no credit check required
  • Simple autopay
    We’ll alert you before we auto-charge your card on your payback date
Flex Pay and the deferred cruise payment products are two separate products issued and serviced by two different entities. The two product offerings are not combinable.
Select “Required Payments Only” when you check out.
Prefer to just pay your deposit or total when you book?
No problem! We accept all major credit cards.
Search cruises
Questions? We’re here to help. Check out our FAQs.
 

Flex Pay monthly payment plan:

Terms & Conditions
*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use. Flex Pay’s Address: 275 Battery St 23rd floor, San Francisco, CA 94111